How Payment Plans Work
|
Features |
Pay in 4 |
Monthly installments |
|
Purchase amount |
$50–$1,000+ May differ by store |
$50–$5,000+ May differ by store |
|
Number of payments |
4 |
3,6,12,18, 24, 36, and up to 60 months |
|
Payment duration |
Every 2 weeks |
Monthly |
|
Payment at checkout |
Down payment may be required |
Down payment may be required |
|
Interest |
Interest-free |
0–36% APR |
|
Fees? |
Never |
Never |
|
Credit impact to apply? |
None |
None |
|
Credit impact with a loan? |
May impact if delinquent |
May impact if loan is accepted or delinquent |
Options depend on your purchase amount and may vary by merchant.